yea right,

so like I had said at the beginning of the month, I was suppose to spend money only on essential things. I must say that I started off good, but this last paycheck I got distracted, I dont know what happened. I mean I did order Chinese food but it was steamed chicken and broccoli with brown rice and I did get a subway sandwich last night, but other than that I havent been buying food like I used to. I went out to eat once but that was on my son's father.

I have been however buying little things here and there that I see that are on sale like batteries, dog food, baby food, makeup, lip gloss. The latter 2 aren't needed but it was buy one get one free lol. Im going to analyzes my bank statement and see what I could eliminate from buying. Next month Im really cracking down and getting serious and Ive got my coworker in on it as well so we'll see.

I bought what?

SO this month was suppose to be a "Spend Free" one but umm...I bought 3 things. *holding head down in shame* I was at work and I was so tired while doing Am runs that I stopped to get some coffee in an attempt to keep me awake. I spent about $6, I also got a cheeseburger..I was hungry

Then they opened a new Target by my job and I was with my son and bf so we went inside to see how it was. I have this thing for travel sized toiletries, because I put them in a make up bag and leave it in the car in case I forget to put on deodorant in the morning, I have some on had. So I got some of those and wet wipes for the baby and they had 24 case packs of water for $2, which is a deal. most importantly I finally bought my son a jumper. I was in between one made by Baby Einstein and the Exerscauer, ranging from about $85-100, and I was eyeing to see if i could get one on sale. This day the new Target has the Baby Einstein Jumper on sale for about $65. I was all over it and I dont regret it. My son is slowly liking it so its worth it. My grand total at target was $100...who spends that much at Target? Idk also they had baby socks for $.89 cents.

Then yesterday I was working at another group home and I stopped to get some coffee from Seven11 and that was it, no actually I got coffee from Seven11 twice.

Thats actually not bad considering Ive been having an urge for McDonalds and Ive been bringing food to work so I dont get tempted.

Ive got to do better!!

Spend Free Month

Since I will be back in school in the fall, I am determined not to take out another loan for this extra year. Im already not liking the student loan debt that Im in and this is only undergrad, smh. So my biggest plan this year is to save up and pay for school myself. I need about $10,000 to cover the fall and spring. Im only taking one class in the fall and 4 in the spring. Actually lets bump that up to $12,000 because I want to take a summer class as well to boost my gpa.

So Im declaring March as a "no spend" month.
-I will not make any purchases, no restaurants, no malls, no EXTRAS!!!
- Im only going to pay my bills at the beginning of the month
- Im going to spend my money on the basics ie gas, food, and minimal extras for my son, which really shouldnt happen because he's well stocked.
- I will be putting all unused money in my savings account and opening a 6 month CD in April to build the money
- I will also stick to my budget as outlined

Also as a precautions Im taking out all of my credit cards from my wallet and putting them away. I have so many things that Ive been meaning to return back to the stores and this month I will do that which is extra money. depending on how this goes I may be doing a "no spend" month every other month. This is going to require some great discipline but this is something that is important to me. So I will updating you on my progress and any temptations Im feeling along the way. Feel free to join along, it doesnt have to be a month but it is a real test to see how much we spend monthly on extras that could be saved.